Health law assignment Essay Example | Topics and Well Written Essays - 750 words

Health law assignment - Essay Example nd Affordable Care Act (PPACA)2 by the congress was not to be perceived as an act of the government requiring that all citizens should purchase a health insurance for its own sake, but rather should be perceived from the point of view that it is a law seeking to cover universal risks (). In this respect, any legislation that seeks to cover universals risks of the citizens falls under the powers of the federal government to regulate activities that â€Å"substantially affect† interstate commerce. Thus, the introduction of the collision insurance, under the â€Å"Collision Insurance Requirement and Traffic Safety Act (CIRTSA)†, is a measure that falls under the same category of protecting universal risks. This is because, the introduction of collision insurance is targeted at ensuring that all citizens have their cars covered on the event of an accident, not for the sake of their own cars, but to protect the universal risks that are exposed to citizens when their cars cla sh. This is because; the loss of individuals’ cars during a car clash has the negative effect of causing such individuals to undergo high financial blows, while also affecting the livelihoods of the individuals, through negative consequences such as losing jobs. Therefore, through the introduction of the collision insurance, the universal livelihoods and interests of the people will be protected, since they will be compensated for their losses when their cars clash, thus helping them avoiding the financial blows, as well as avoid losing their jobs. In this respect therefore, the introduction of the â€Å"Collision Insurance Requirement and Traffic Safety Act (CIRTSA)† falls under the mandate of the federal power to regulate activities that â€Å"substantially affect† interstate commerce, because it is meant to protect the universal risks to all citizens, which is within the federal mandate under this clause. Secondly, under the ruling in the case Gonzales v. Raich [2005] 545 U.S. 1, it was provided